Experience Fall Savings with Our Limited-Time Rate Promotions

The recent news of rising interest rates has raised questions from prospective buyers about how this can affect their homebuying journey. At Elliott Homes, we know that purchasing a home is more than an investment; it’s an opportunity to plant roots for years to come. That’s why we’re offering Fall Savings on select homes throughout our California and Yuma communities, giving buyers more ways to find a new home that fits their lifestyle while enjoying valuable savings.

Read on to learn more about participating move-in ready homes throughout California and Yuma, AZ.

4.99% Fixed Rate on Select Move-In Ready Homes

Nestled in Rancho Cordova, Rio Del Oro offers a variety of one- and two-story new homes. Placer at Rio Del Oro features five participating homes starting in the mid-$700s. Ranging from 2,787-3,127 sq ft, these homes offer plenty of room to grow, work and make memories.

Participating Placer homes include:

11613 Tortuguero Way — A spacious two-story home in Rancho Cordova, CA featuring our multi-generational floor plan with 4 bedrooms, 4 bathrooms and over 3,100 square feet of living space.

11625 Tortuguero Way — A thoughtfully designed 4-bedroom home with 3.5 bathrooms and nearly 2,800 square feet.

3024 Atirro Way — A storybook-inspired home with a versatile multi-generational floor plan, offering flexibility and space for the future.

3017 Pocosol Way — A comfortable two-story home with plenty of living space and a first-floor primary bedroom.

11565 Lagarto Way — A single-story home designed for everyday functionality, with modern finishes and an open-concept layout.

Sutter at Rio Del Oro features four thoughtfully designed floor plans, each offering its own combination of space, comfort and style. From distinctive architectural details to inviting interiors, these new homes offer a variety of options to suit different lifestyles.

Participating Sutter homes include:

11525 Lagarto Way — An airy, single-story home with desirable features and finishes, plus a covered patio for enjoying the outdoors.

11517 Lagarto Way — A single-story home with a private courtyard, open-concept living and plenty of opportunity for landscaping.

11509 Lagarto Way — A spacious two-story home featuring 4 bedrooms, 2.5 bathrooms and 2,353 square feet of living space.

3054 Banano Way — A two-story home with a covered front porch and back patio, first-floor primary bedroom and loft.

Manzanita at Saratoga Estates is part of our premier, master-planned community and has just a few homes left in its final phase. With breathtaking views of the nearby Sierra Nevada Mountains, Folsom Lake and the Sacramento Valley, this community offers an appealing combination of natural beauty, thoughtful home design and everyday convenience.

Participating Manzanita homes include:

1584 Seneca Circle — A single-story home with a tandem 3-car garage, 4 bedrooms, 2.5 bathrooms and 2,296 square feet of living space.

6906 Saratoga Estates Drive — A functional single-story home with a covered porch and patio and nearly 2,300 square feet of open-concept living.

Disclaimer: 4.99% (5.115% APR) on select inventory homes. 30-year fixed with 20% down. On approved credit. Must use preferred lender. VA and FHA rates available. Subject to change without notice. Offer ends October 21, 2026. Contact sales for details. Equal Housing Lender.

3-2-1 Rate Buydown on Select Move-In Ready Homes

A 3-2-1 rate buydown provides homebuyers with a reduced interest rate through the first three years of the loan, providing financial relief. With the interest rate being 3% lower in year one, 2% lower in year two, and 1% lower in year three, this helps buyers save thousands of dollars and buy now rather than later.

Ponderosa is part of our exclusive master-planned community of Saratoga Estates in beautiful El Dorado Hills. With just a few homes remaining, this is your final chance to call Ponderosa home. This premium collection offers oversized lots, charming paver streets and views of the Sierra Nevada Mountains, Folsom Lake and the Sacramento Valley, creating a distinctive setting for new home living.

Participating Ponderosa homes include:

6191 Ottawa Street — A spacious single-story home with 4 bedrooms, 3.5 bathrooms and 2,664 square feet.

6210 Ottawa Street — An inviting home with two primary bedroom options, a three-car garage and walk-in closets.

Turkey Creek Estates in Lincoln, CA is an established Elliott Homes community offering a selection of high-end floor plans, including single- and two-story options. Residents enjoy nearby parks and trails, a highly rated golf course and convenient access to major roads and highways while maintaining a quiet, private setting.

Participating Turkey Creek Estates homes include:

5233 Turnberry Drive — A single-story home with a welcoming covered poarch and courtyard and 2,705 square feet of living space.

5214 Turnberry Drive — A cozy home with 3 bedrooms, 2.5 bathrooms, 2,705 square feet and a three-car tandem garage.

Sage and Willow at Elliott Ranch in Galt, CA are just taking shape in this charming, growing town. Offering a variety of floor plans, including single- and two-story homes, a multi-gen plan at Willow, and convenient first-floor master bedroom plans, there's a home and floor plan for everyone at Elliott Ranch!

Participating Sage at Elliott Ranch homes include:

1348 Winterhart Street — A two-story home with great open living plan downstairs with a convenient bedroom with walk-in closet and full bath off the entry. 

1347 Winterhart Street — Plan 2280 offers a great two-story floor plan with plenty of room for hosting. 4 beds, 3 baths, and 2,280 square feet of living space. 

1351 Winterhart Street — With 2,141 square feet of living space, this move-in ready home in Galt offers 4 bedrooms and 3 bathrooms. With a lower-level master suite and 4th bedroom off of the entry, this is one of Sage's most flexible floor plans for families of all sizes! 

1344 Winterhart Street — Thoughtful two-story home with a master suite and an additional bedroom downstairs, plus two additional bedrooms and a loft/kids' study cove upstairs. Enjoy 2,141 square feet of living space in this new home.

1331 Winterhart Street — Large kitchen with ample pantry and cabinet space opens to dining and great room. Plan 2280 offers 4 bedrooms, 3 baths, and a two-car garage. 

1328 Winterhart Street — A spacious two-story home with one bedroom and full bath downstairs with master suite and two additional rooms upstairs. This floor plan features a convenient upstairs utility room for easy laundry access. 

Participating Willow at Elliott Ranch homes include:

1265 Mccabe Circle — 2,412 square feet of living space in a spacious two-story layout. Downstairs you'll enjoy the master suite, office space, a bedroom and another full bath. Two additional bedrooms and a bathrooms are located upstairs. 

1270 Mccabe Circle — Single-story home with amazing great room and kitchen layout. Master suite is located at the rear of the home while additional bedrooms and office are off of the entry. 

1249 Mccabe Circle — Plan 2290 offers a 4 bed, 2 bath home with 2,290 square feet of living space in a single story. The covered porch welcomes you to the entry where you'll find secondary bedrooms and the additional bathroom. The open-concept living, dining, and kitchen area offers lots of space for entertaining, with the master suite located at the rear. 

1266 Mccabe Circle — Two story floor plan offering 2,412 square feet of living space, office, 4 bedrooms, three bathrooms, and a two car garage. 

Disclaimer: 3-2-1 rate buydown on select inventory homes. On approved credit. Must use preferred lender. Subject to change without notice. Offer ends October 21, 2026. Contact sales for details. Equal Housing Lender.

Fixed rates as low as 4.375% (4.707% APR) in Yuma, AZ

Las Barrancas is an Elliott Homes community tucked into the foothills of the picturesque Gila Mountains in Yuma, AZ. With nearby golf courses, mountain views, a unique desert atmosphere and convenient access to city amenities, this neighborhood offers something for a variety of lifestyles. Each of the seven available floor plans includes a three- or four-car garage, laundry room, large kitchen with island and oversized primary suite with a walk-in closet.

Participating Las Barrancas homes include:

12310 S. Aloa Lane — This Yuma home features a two-car tandem garage, 3 bedrooms, 2.5 bathrooms, and 2,099 square feet.

14691 E. 42nd Street — A single-story home with a larged covered patio, three-car garage and acombined walk-in pantry and laundry room.

Acacia at Santana is a new home community in Yuma, AZ, offering a convenient blend of urban amenities and rural tranquility. With the energy-efficient features Elliott Homes is known for, residents can enjoy comfortable living designed to help reduce their carbon footprint. Education is also a priority, with K-12 schools, a nearby college and a university all within a convenient commute.

Participating Acacia at Santana homes include:

3721 S. Santana Drive — A cozy single-story home with an elegant layout, 3 bedrooms, 2.5 bathrooms and 1,603 square feet.

3637 S. Santana Drive — An open-concept home with a three-car garage, covered patio and porch, and a large primary bedroom.

3661 S. Santana Drive — A modern single-story home featuring an elegant primary bedroom, three-car garage and a spacious kitchen designed for everyday living.

Disclaimer: Fixed rates as low as 4.375% (4.707% APR) on select move-in ready homes. Conventional & FHA rates vary. Contact sales for details. Must use preferred lender. Subject to change without notice. Offer ends 10/24/2026.

Save Big this Fall with Elliott Homes

Although rising interest rates can make buyers hesitant, Elliott Homes’ rate promotions offer financial relief and peace of mind. With fixed-rate and 3-2-1 buydown options available on select move-in ready homes, buyers have an opportunity to make their next move with added savings. These promotions expire later in October, so now is a great time to explore new homes with Elliott Homes. With move-in ready homes available throughout our California and Yuma communities, you can move in before year-end with a lower interest rate.

Explore available homes and communities from Elliott Homes to find the home that fits your lifestyle. For more information about our rate promotions, call (866) 984-1300 or fill out the online contact form.