Latest News
Own Your Home in 5 Years with Elliott Homes’ 0% 5-Year Program
February 20, 2026
In today’s market, fluctuating interest rates can make even the most exciting home search feel overwhelming, especially when you start calculating how much you’ll pay over the life of a loan. That’s why our team at Elliott Homes is introducing something refreshingly different: the 0% 5-Year Program, designed to help you own your home in just five years, with zero interest. Available on select Elliott Homes.
What is the 0% 5-Year Program?
With this program, qualified buyers can purchase a new home and pay no interest over a five-year term. Instead of watching your monthly payment stretch far beyond your original purchase price, every dollar goes directly toward the principal balance of your home. That means:
- Faster equity growth
- A clear, defined payoff timeline
- No interest adding up behind the scenes
- A simplified path to full ownership
For buyers who value financial clarity and long-term savings, this program offers a straightforward alternative to traditional financing.
Why It Matters in Today’s Market
Interest can significantly increase the total cost of a home, and even a small percentage difference can translate into tens of thousands of dollars over time. With the 0% 5-Year Program, you eliminate that added cost entirely. For buyers considering larger or luxury homes, the impact is even greater. Instead of paying more in interest on a higher purchase price, you’re building equity from day one and accelerating your timeline.
Who Is This Program For?
This opportunity is ideal for buyers who:
- Want to own their home outright in a short, defined timeframe
- Prefer to avoid long-term interest payments
- Are financially positioned to commit to a five-year payoff structure
- See value in maximizing equity quickly
Whether you’re moving up into a higher-end home or simply looking for a smarter way to purchase, this program offers flexibility and long-term savings that traditional loans can’t match.
A Smarter Way to Buy New
At Elliott Homes, we always focus on delivering quality craftsmanship and thoughtfully designed homes. With the introduction of the 0% 5-Year Program, we’re extending that same forward-thinking approach to the financing side of homeownership.
It’s not just about building homes, it’s about creating opportunities for buyers to move forward with confidence, so if you’ve been waiting for the right time to buy, this could be your moment. Owning your home in five years, with zero interest, changes the equation entirely.
To learn more about eligibility, available homes in Phoenix, AZ, Yuma, AZ or Sacramento, CA and how the 0% 5-Year Program could work for you, give us a call at (866) 984-1300 or fill out our online form today.
0% interest financing for 5 years on select Elliott Homes. Fully amortizing 5-year loan with required monthly payments. Annual Percentage Rate (APR) may vary based on applicable fees. Subject to credit approval. Program provided directly by Elliott Homes. Not all buyers qualify. Terms and restrictions apply. Elliott Homes reserves the right to make any such changes without prior notice.