How quickly can I move into an Elliott Home?

What are the steps in building my Elliott Home?

How can I contact my HOA?

I am interested in an Elliott Home. What should I do now? 

Please contact an Elliott Homes Sales Counselor at the community where you would like to live.  For a list of our communities and their locations, visit the Find Your Home page for California or Arizona.

Most purchase agreements require a token down payment to show that you are serious about purchasing a home.  The amount of earnest money deposit required varies from community to community.  Please contact your Sales Counselor for information on earnest deposits for your specific community.

Many homebuyers assume that the monthly payment for their home should be about the same as their current rent payment.  HOWEVER, when you take into consideration the tax savings and other benefits of homeownership, you can actually afford much more.

 As a general rule of thumb, most lenders will look at these three things when evaluating how much you can qualify for in mortgage payment:

1. Most recommend that your monthly mortgage payment should not exceed 28% of your GROSS monthly income (the amount of your paycheck before taxes and other deductions are taken out).
2. Lenders also recommend that your monthly debts do not exceed around 36% of your gross monthly income.  The debts would include car payments, credit card minimum payments, student loans, etc.
3. Lenders look at your credit score.  This number is usually between 350 and 850 and it indicated your creditworthiness.  Most borrowers who have had a fairly good record of making payments on time will have a score high enough to qualify.

If you are not sure about where you stand on these three items, do not worry.  Elliott Homes has relationships with leading lenders who work with homebuyers with all kinds of income and credit situations.  There are many special loan programs available and some require no down payment and assistance with closing costs.  This is a terrific time to qualify for a loan.

 Please feel free to go to our Finance Your Home page to contact one of our preferred lenders and get started on qualifying for your new Elliott Home right away.

Property taxes are based on the assessed valuation of your home.  The tax rates vary from community to community.  Please contact your Sales Counselor for tax information regarding your specific community.

 What documents will I need to apply for a loan?

Most lenders will ask for:

• Completed loan application
• Social security numbers for all applicants
• Complete addresses for the past 2 years
• Copies of previous 2 years tax returns
• Copies of previous 2 years W-2 forms
• Last 2 pay stubs
• Bank statements for past 2 months

 Different loan programs will require different documents, so please feel free to contact one of our preferred lenders for a complete list of documents needed for your particular loan program.

When can I lock in my interest rate?

Why does Elliott Homes have preferred lenders?

Elliott Homes has built relationships with several reputable lenders who have a proven track record of finding the best possible loans for our homebuyers.  They have a commitment to meet the highest standards in customer service, which includes closing your loan on time as well as providing you with the most reasonable closing costs.  If they fail to meet this commitment, they face losing their position as preferred lender.  So as an Elliott Homes homebuyer you can have confidence that you will be given priority status with these professionals.  Please feel free to contact our preferred lenders by going to our Finance Your Home page.

How quickly can I move into an Elliott Home?

Typically, you can expect to move into your new home anywhere from 1 month to a year.  How quickly you actually move into your new Elliott Home really depends on what stage of construction your home is in when you purchase.  Some Elliott communities have inventory homes which can be moved into practically as soon as a loan can be completed.  Please feel free to contact your Sales Counselor to answer this question in reference to a specific community.

Each floor plan comes with a list of options to personalize your Elliott Home.  The stage of construction your home is in when you purchase determines which options are available.  Please free to contact your Sales Counselor for information on which options are available in your specific community.

What are the steps in building my Elliott Home?

There are many steps that take place in the process of building your new Elliott Home.  To learn more, please go to the Building Your Home page.

Is it okay to visit my Elliott Home while it’s under construction?

Watching your new Elliott Home being built is so very exciting, however it can be dangerous too.  While we welcome you to visit your home during construction, it’s important that you observe safety measures.  We ask that you not visit the home while subcontractors are actively working and that you stop by the sales office first to get a hard hat.  We want you to enjoy the entire process of building your home; however we want you to be safe.

How much money will I need at closing?

Your closing costs depend upon your particular loan program.  Typically, closing costs and escrow items include mortgage insurance, prepaid taxes, escrow fees, title insurance, etc.  Please feel free to contact one of our preferred lenders for specific information on the amount of closing costs for your new Elliott Home.

When can I get the keys to my new Elliott Home?

Typically you can pick up your keys at the sales office 3 working days after your walk through with your Superintendent.  This is provided that your loan documents have been signed and your file has funded and recorded.  Please feel free to contact your Sales Counselor for additional information.

How can I contact my HOA?

Please contact your Sales Counselor for information on the HOA for your particular community.

 What if I have a warranty request?

You can request warranty service on the home page of the Elliott Homes website or contact your on-site Home Care Technician.

What if I need an emergency repair on my home after hours or on weekends?

 Back to Top